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Employees' Compensation Insurance

According to Section 40 of the Employees' Compensation Ordinance, all employers (including contractors and sub-contractors) are required to take out insurance policies to cover their liabilities both under the Ordinance and at common law for injuries at work in respect of all their employees, irrespective of the length of employment contract or working hours, full-time or part-time, permanent job or temporary employment. 

This insurance applies in the event any employee suffers bodily injury (including death) by reason of accident or disease, arising out of and in the course of employment in the business operations conducted at or from any workplace of the employer. It is suitable for all companies employing staff, whether those staff work in Hong Kong or at overseas locations.

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